What is the rule regarding vessel capacity in relation to posted limits?

• A. You may exceed posted capacity in calm weather
• B. You must stay within posted limits and vessel CG
• C. Capacity limits are only guidelines
• D. Capacity is only for insurance

Answer: (B)

Operating within posted capacity and keeping the weight and its distribution within the vessel’s designated center of gravity is essential for stability and safe handling. The posted capacity reflects the maximum total weight the hull and flotation can safely support, including people, gear, and fuel. The vessel CG must stay within the allowed range because where the weight is located directly affects stability, buoyancy, and maneuverability. If you go beyond these limits, the boat can ride lower in the water, become less stable, and respond unpredictably to waves, wind, or sudden maneuvers.

That’s why the correct rule is to stay within posted limits and within the vessel’s CG range. The other options imply that weight limits are negotiable, merely guidelines, or related only to insurance, which would ignore the real safety design and performance considerations that the limits are based on.